Professional and Career Development Loans

Young People's Learning Agency


Professional and Career Development Loans are bank loans to pay for courses and training that help with your career or help get you into work.

You may be able to borrow between £300 and £10,000.

Loans are usually offered at a reduced interest rate and the government pays interest while you’re studying.

Find out which banks offer the loan and order an application pack by calling the National Careers service on 0800 100 900

You should apply 3 months before your course starts to give the bank enough time to process your application.

Check with your benefits office before you take out a loan as it can affect the benefits you’re entitled to.

Funding information


Up to £10,000

Number of awards per year:

Not specified

Funding applies to:
UK applicants only
Funding duration:

Up to 3 years

Contacts and how to apply

Administrative contact and how to apply:

See PCDL website for how to speak to a PCDL adviser and for full application process.

Students can only apply to one bank at a time. Eligibility for a PCDL and acceptance onto a course do not guarantee approval of a loan: the banks have the right to refuse applications.

See individual bank websites via PCDL website. Students should check the likely response time with each Bank before applying.

0800 585 505

Varies: check dates with individual banks.